Financing FAQ
Which financing option is right for me?
Both options above have their own perks. Acima has a higher acceptance rate due to their acceptance being largely focused on minimum $750 monthly income. PayPal has more option with payments and lease terms, but they require a higher credit score! We suggest you fill out an application for both and see which company gives you the best option to get your furniture today!
If I sign up for financing, what do I put down today?
If you choose to sign up with financing with Acima, you will only pay $50 down today if you are accepted and the furniture is yours. PayPal has many options ranging from zero down to your first months payment down today.
Does signing up for financing affect my credit score?
Both leasing options should take a soft pull from your credit report, which should not affect your credit.
How quickly will I know if I am approved after completing the application?
You should know immediately after if you are approved and how much you are approved for. We also get notified that you have applied and how much you are able to finance. We do not have access to your sensitive information.
Absolutely, if you were to purchase a $2000 piece of furniture and wanted to do $1000 with cash or card, and put the other $1000 in financing, we can 100% make that happen!
Can I put a partial payment down in cash and finance the rest?